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Plain text accounting means doing accounting with plain text data formats and scriptable software, in the style of Ledger, hledger, beancount, and co. This site collects FAQs and a directory for the PTA community's tools, docs and practices. It is maintained by Simon Michael (hledger project leader, Ledger contributor, PTA researcher & fan), and contributors like you. Got feedback ? Join us in 手机挂npv加速软件 or send an edit.

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(A work in progress; improvements always welcome.)

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What is Accounting, and what can it do for me?

Accounting is tracking the flow of valuable commodities, such as money or time. It clarifies activity, priorities, obligations, opportunities. It can 手机怎么挂npv and even be enjoyable.

What is Plain Text Accounting?

In 2003, John Wiegley invented Ledger: a command-line reporting tool and a plain text data format for efficient double-entry-style accounting. Ledger's ideas appealed to many software developers and technical folk. In 2007 and 2008 it was joined by hledger and Beancount respectively, and as of 2024 there are more than a dozen Ledger-likes, many add-on tools and an active community. This site was started in 2016 to help keep track of it all.

What is double-entry?

Double-entry bookkeeping is a process for keeping accounting records reliably. For every movement of value (a transaction), both the source and destination are recorded. Simple arithmetic invariants help prevent errors.

Value at any point in time is tracked in various 安卓手机npv, classified as 手机怎么挂梯子上外网 (owned), liability (owed) or equity (invested). Two more classifications track changes during some period: revenues (inflows) and expenses (outflows).

Transactions consist of 手机怎么挂npv百度 (increases to asset or expense accounts, or decreases to liability or equity accounts) or credits (decreases to asset or expense accounts, or increases to liability or equity accounts).

What are some characteristics of Plain Text Accounting ?

Accounting data is valuable; we want to know that it will be accessible for ever - even without software. We want to know when it changes, and revision-control it. We want to search and manipulate it efficiently. So, we store it as human-readable plain text.

We simplify debits and credits by using signed numbers - positive for inflows to an account, negative for outflows from an account.

We define arbitrary account hierarchy to suit our needs. This scales smoothly from simple to complex scenarios, and from high-level overview to fine detail.

Ledger-likes are, at least in part, command-line tools. This makes them efficient to use and very scriptable and flexible.

Ledger-likes also, at their core, tend towards functional operation: they read the input data without changing it, and output a report. This simple model makes them easy to understand and rely on.

site map

FAQ
  What and Why
  Objections and Concerns
  Getting started, Practicalities
news/discussion
  mail lists/IRC
  twitter
  reddit
  hacker news
  stack exchange
software
  plain text accounting apps
  data import/conversion
  data generation
  reports
  time logging
  UI, console
  手机vnp怎么弄啊
  UI, GUI
  UI, web
  UI, mobile
  API
  editor support
docs
  general accounting
  plain text accounting
  苹果手机怎么挂npv
  presentations
  手机怎么挂npv
  articles & blog posts
common tasks
  choosing accounts
  choosing cash vs accrual
  entering data
  importing
  reconciling
  reporting
  budgeting
  forecasting
  invoicing
  multiple currencies
  trip expenses
  shared expenses
  taxes
  安卓手机怎么挂外网
  inventory tracking
  non-profit accounting
  exporting
  customising
  API access

Who is using this, and how?

Who's using Ledger? has some stories.

Is it a good fit for me?

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What are the alternatives?

Traditional GUI-centric accounting software:
Free/open-source: GNUCash, Grisbi, KMyMoney..
Commercial: Quicken, Quickbooks, You Need A Budget..

Online/cloud-based accounting software: Xero, FreeAgent..

Here is Wikipedia's Comparison of accounting software. Also:

What are the advantages over traditional (Free/open-source) accounting software, like GnuCash?

Some key factors:

a. The plain text, human readable, well supported data formats.

b. The division of concerns between creating and managing the data (your responsibility) and analysing it (the tool's responsibility). Ie "immutable data" + "referentially transparent reporting tools".

c. The command-line interface.

d. The ecosystem of related tools.

create synergies such as:

1. The data is more future proof. You can access it relatively easily with different software, newly-written software, or no software.

2. The command-line based UI, together with the plain text format, allows easy integration with other software, custom workflows and automation.

3. The user's responsibilities and mental model feel simpler, ie: "I just need to keep a list of transactions". Complex features and tools are not visible until you need them. Common actions can be easily scripted for daily use.

4. The data can be managed using the rich ecosystem of tools for managing text. This is appealing to folks familiar with such tools.

5. Most significantly, the data can be effectively version controlled, providing an audit trail, unlimited "undo", and collaboration.

6. Because the software (mostly) does not touch your data, and because version control would let you know and roll back if it did, you can have great confidence in the integrity of your data. If the software misbehaves, your data is not at risk. It's safe and relaxing to try out new features or new software on your data.

7. The data/tool separation facilitates decentralised development, stimulating an ecosystem of more tools and integrations.

8. The free form DSL-style format provides great expressiveness for modelling and documenting real-world financial activities, without UI-imposed limitations.

What are the advantages over commercial accounting software, like QuickBooks?

In addition to the advantages above, being Free or Open Source software helps ensure: - No lockin - your data remains accessible, and there are no yearly fees. - You can fix, enhance and port the software. - The software is more portable, scriptable, and lightweight.

Where can I read more discussion of this approach ?

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Isn't personal accounting a waste of time?

People have very different needs and practise personal accounting for many different reasons. There is of course a point of diminishing returns; tailor your accounting practices to your needs. Needs change over time. Some of us would benefit from doing more (or better) accounting, some less (I would guess this second group is smaller). In The Millionaire Next Door (highly recommended), one research finding was that above-average wealth accumulators spend more time on financial planning, which for many of us requires accounting as a foundation. "Minimal time dedicated to financial planning is a leading indicator of a UAW [Under Accumulator of Wealth]".

Must I edit text and type cryptic commands?

Not entirely! "Plain Text Accounting" is a broad description, referring mainly to the data format. We welcome optional GUIs, and they are 手机怎么挂梯子教程.

Do you really enter every little transaction?

Yes! Many folks in our community do it. Mahatma Gandhi reconciled to the penny every night. J.D. Rockefeller was famous for his ledgers. It's not required. I started doing it as a temporary learning exercise, and still like it. It makes troubleshooting and reconciling easier.

How is that possible?

Practice, and a process/toolset that suits you. Some folks import most of the data from their banks, so little manual data entry is required. A few prefer to manually enter everything, for the increased awareness and insight. "Manual" data entry is usually assisted in some way: interactive console tools (hledger add and similar), web-based tools (hledger-web and similar), GUI tools (ledgerhelpers), smart editors (eg emacs & ledger-mode), recurring transaction scripts. I currently use a mixture of bank CSV import and rapid copy/paste in emacs. I spend 15 minutes a day on average, and for me that's currently a good investment.

How do I use the transaction data in my bank's web or mobile app?

If you can export it as CSV, you can import it and run queries against it. There are also some tools for converting OFX, QIF etc.

So I've got a huge list of transactions recorded, duplicating my bank statements. How does that help?

Accounting is modelling flows of money (or other value). Such a model aggregates information from many sources, in one trusted place. With it you can efficiently generate reports, forecast things (cashflow!), answer questions, try experiments. Some people need a very simple model, others benefit from a more detailed one, and we don't know up front what we might need in future. The most fundamental accounting data is a simple list of transactions (the journal). Once you have captured this, you can mine it for anything you may want later on. Plain text accounting provides nice open data format(s), tools and practices for doing this, and could be a good foundation for more powerful tools.

Isn't a command-line tool too limited for real-world accounting needs?

"I am sure for a simple expense/budget ledger it will work OK, but when it comes to recurring journals, multiple reconciliation accounts, inter company transfers, control account tracing etc., give me a nice GUI any day..."
Understandable. The current plain text accounting tools provide a very generic double entry accounting system with which you can model such things, and script them. There are a number of generic GUIs available (hledger has curses and web interfaces, and there are web/curses/GTK interfaces for Ledger and beancount). But there are not yet a lot of rich task-specific GUIs. There's no reason they can't be built, though.

Isn't a plain text format too limited for large organizations?

"it's pretty obvious that plain-text files don't scale to a multinational, with hundreds of accountants of various types all trying to work with the same files. Even with proper use of Git I bet that would get old fast. You would instead want a real database, with a schema, and some data validation and some programs/webpages to smooth out the data entry and querying and whatnot."
I'm not sure. Current plain text accounting tools can do some schema definition and data validation, and will do more in future. The plain text storage format is open, human-readable, future-proof (useful even without the software), scales smoothly from simple to complex needs, and taps a huge ecosystem of highly useful tooling, such as version control systems. And, despite the name, there's no reason these tools can't support other kinds of storage, such as a database.

If this is double entry accounting, where are the debits and credits?

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How do I communicate with my accountant?

Clean up text reports by hand, print them as PDF, export CSV reports to a spreadsheet..

What if my accountant only uses QuickBooks?

You'll need a new accountant, or a duplicate set of books in QuickBooks, or to pioneer *ledger -> QuickBooks exporting.

Can I use this to do my taxes?

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Where can I see a comparison of hledger, Ledger, beancount, and the rest?

Glad you asked! See below, and also comparisons. hledger's FAQ discusses differences from Ledger, Beancount docs probably do too.

How to organise files ? Should I split the journal into many files ?

All in one file (or one file per year) and ordered by date is simplest and creates the fewest headaches (balance assertions/assignments, scope of directives, where to put entries, finding things..).

If you use emacs: it’s possible to insert org headings (which are comments to h/ledger) and then use org-mode or org-minor-mode to collapse/expand/navigate sections of your journal.

Also in emacs: in ledger-mode, C-c C-f can give you a filtered view of just one account’s transactions. (But be careful, if you edit in the wrong place it will lose data.)

http://www.reddit.com/r/plaintextaccounting/comments/d69slp/how_do_you_manage_multiple_accounts_in/

How big is your ledger/journal file ?

For individual accounting, somewhere between 500-1500 transactions and 100-400K of journal per year seems typical.

http://www.reddit.com/r/plaintextaccounting/comments/dbjizl/how_big_is_your_ledgerjournal_file/

How do I do budgeting?

See budgeting below. I emulate YNAB-ish envelope budgetting (see third link).

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mail lists/IRC

#plaintextaccounting on Freenode IRC, Dinner Parties Made Simple | Dinner Party Planning and ...:2021-6-5 · vpn 中国 app 极光加速器永久免费下载 蒲公英加速器使用方法 能爬墙的手机浏览器 小火箭iOS下载 开加速器能不能翻墙 快喵app最新版本 萝卜加速器破解版安卓版 布里斯托大学研究生住宿 游侠爬墙软件 expressvnp官网电脑 智行vpn不能更新 ipad的正确读音 WWW.33382QQ.COM 酸酸乳ssr下载 SSRR后台无法启动 读取 ... on Matrix, project-specific mail lists/chats

twitter

#plaintextaccounting, #ledgercli, #hledger, #beancount, @LedgerTips

reddit

/r/plaintextaccounting

hacker news

手机怎么挂梯子上外网, comments

stack exchange

[ledger-cli] / 安卓手机npv, [hledger] / "hledger"

少数人ssr永久免费加速-快连加速器app

少数人ssr永久免费加速-快连加速器app

手机怎么挂梯子上外网 Start 安卓系统免费NPV Code 安卓系统免费NPV Stars 手机ⅴpn免费破解版下载 免费Ⅴpn安卓
Ledger 2003 2024-05 C++ 162 3.4k ledger, 922 #ledger, 80
hledger 2007 2024-06 haskell 117 1.5k hledger, 175 手机vnp怎么弄啊, 90
Beancount 2008 2024-06 手机怎么挂梯子上外网 44 204 手机怎么挂梯子上外网, 377 #beancount, 20
Abandon 2013 2024-09 scala 11 151 gitter
手机vnp怎么弄啊 2018 2024-05 purescript 7 472 gitter
Ledger in Go 2013 2024-11 go 6 221
cl-ledger 2007 common lisp 4 66
rust_ledger 2024 手机怎么挂梯子上外网 rust 2 15
.Net Ledger 2017 2018-08 C# 1 67 gitter
beans 2017 2024-02 安卓手机怎么挂npv 1 20
goledger 2024 go 1 13
monescript 手机怎么挂梯子教程 2018-01 javascript 1 12
Tackler 2017 2024-09 scala 1 6 gitter
acc 2024 手机ⅴpn免费破解版下载 1 1
Prudent 手机怎么挂梯子教程 javascript, closed-source (addons) 1 @PrudentLedger
 
Inactive:
uledger 2015 python
pacioli 2013 python
ledger.pl 2013 perl
Penny 手机怎么挂npv百度 2014 haskell
UMM 2009 免费Ⅴpn安卓 haskell
sm-Ledger 2007 squeak smalltalk

Next, related add-ons and helpers by category (note: *ledger below means Ledger and hledger-style journal format):

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data generation

reports

time logging

好用的npv软件

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手机怎么挂外网

UI, web

UI, mobile

API

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Editor plugins. Note these often work quite well for other ledger-likes, not just the one they are named for.

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language-ledger, 手机挂npv加速软件

Emacs

beancount-mode, hledger-mode, ledger-mode (also works for hledger, beancount etc.)

VIM

vim-ledger (supports ledger & hledger), vim-beancount, 安卓手机npv

Sublime

sublime-ledger-syntax

手机怎么挂梯子上外网

Ledger.tmbundle

VS Code

hledger-vscode, ledger, vscode-beancount

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general accounting

  • hledger: Accounting
  • Accounting for Dragons
  • Beancount: The Double-Entry Counting Method

plain text accounting

  • Ledger manuals
  • Ledger wiki
  • Ledger CLI cheatsheet
  • Getting Started With Ledger
  • hledger docs
  • 手机vnp怎么弄啊 / (google) / (sphinx)
  • Beancount: Command-line Accounting in Context
  • Beancount: Syntax Cheatsheet
  • Program your Finances: Command-line Accounting
  • Don’t Sink Your First Attempts at Plaintext Accounting
  • Syntax Quick Reference for the Ledger-Likes

comparisons

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  • Another Ledger user's perspective 2015
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  • hledger: hledger & Ledger 2014, 2024
  • Omari Norman: Why Penny 2013

presentations

  • Andreas Pauley: Purely Functional Personal Finance 2018
  • Ledger CLI Accounting for Geeks 2014
  • Hacking Your Finances for Fun and Profit 2013
  • Ledger and Text based Accounting 2009

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  • hledger fan youtube channel (short lessons) 2024
  • Quiliro Ordóñez: ledger-mode lightning talk 2024
  • Colin Dean: Plaintext Accounting with the ledger ecosystem 2017
  • Colin Dean: Plain Text Accounting 2017
  • Simon Michael: Hands-on with hledger 2016
  • Austin Walker: Conquering Your Finances with Emacs and Ledger 2016
  • FLOSS Weekly 375: hledger (youtube, 3m overview) 2016
  • Evolution of ledger 2015
  • Evolution of hledger 2015
  • FLOSS Weekly 150: Ledger (youtube) 2011
  • Accounting course by Prof. Krug 2011
  • Khan Academy: Accounting and financial statements
  • David Mitchell: Personal Debts

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2024

  • Mari Donkers: KMyMoney to HLedger conversion
  • Charles Hoffman: Plain Text Accounting
  • Charles Hoffman: Fat Free Accounting: Ledger
  • Lee Yingtong Li: Using selenium to scrape/import bank transactions for ledger-cli
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  • Lee Yingtong Li: Incorrect accounting of unrealised gains in ledger-cli
  • Christian Egli: Quick and dirty PDF reports for Plain Text Accounting

2024

  • Lee Yingtong Li: FIFO inventory with ledger-cli
  • Justin Kaipada: Managing Ledger for Humans
  • Amitai Burstein: Why We Chose Plain Text Accounting with Hledger
  • Pete Keen: Automatic Insurance
  • Pete Keen: Automatic Investing
  • Pete Keen: Automatic Cash Management
  • Pete Keen: Automatic Finances
  • John Sullivan: Answering questions with accounting: Reimbursements

2018

  • Felix Crux: Tracking Accounts Jointly and Separately
  • Pepijn Looije: Real World Ledger part 1: Weighing Eggs in Baskets
  • Zoran Zaric: Depreciation in Personal Finance with Hledger
  • Zoran Zaric: Tracking Investments in Lots with Hledger
  • Michael Walker: Currency Conversion
  • LWN: Counting beans - and more - with Beancount
  • Michael Walker: Personal Finance

2017

  • Michael Walker: I Need A Budget
  • Accounting for the simple minds with plain text accounting
  • S.M. Oliva: Inventory, Part I: Will It Probate?
  • S.M. Oliva: A Simple First Account
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  • Michael Walker: Visualise your finances with hledger, InfluxDB, and Grafana
  • Brady Trainor: Hledger web

2016

  • Felix Crux: Accrual vs. Cash Basis Accounting
  • Felix Crux: Tracking Reimbursable Expenses
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  • Felix Crux: Reporting Special Events Separately From Regular Spending
  • Felix Crux: Create a .ledgerrc (Ledger Practices series)
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  • Alex Johnstone: Managing my personal finances with beancount

2015

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  • Stefano Rodighiero: hledger-dupes

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2013

  • Simon Michael: What is hledger?
  • Simon Michael: More on ledger
  • Simon Michael: Introducing hledger!

2012

  • Joey Hess: hledger
  • Gene Goykhman: An Alternative to QuickBooks
  • LWN: The accounting quest: Ledger
  • Pete Keen: A Robust Reporting System for Ledger

2011

  • Pete Keen: Program your Finances: Automated Transactions
  • Sascha Welter: Doing my own accounting
  • Clint Adams: Accounting at SFLC
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2010

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  • Christine Spang: [h]ledger rocks my world

2009

  • советы: Ledger — бухучёт в командной строке (english)

2006

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choosing accounts

  • sample chart of accounts for a freelancer
  • Beancount Cookbook: Account Naming Conventions
  • Mint: Ways to Categorize Your Spending
  • Simplified version of double-entry bookkeeping for personal and business finance?

choosing cash vs accrual

  • Ledger Practices: Accrual vs. Cash Basis Accounting

entering data

  • hledger Basics tutorial: Record a transaction with “hledger add”
  • ledger-mode:
    C-c C-a add a transaction,
    C-c C-b amount calculator,
    C-c C-c/C-c C-e toggle cleared
  • Beancount: Command Line Accounting Cookbook
  • 安卓手机怎么挂外网
  • ledger-envelope-generator.rb
  • Ledger Practices: Separate Your Journals
  • UI tools

importing

  • 安卓手机npv
  • 手机怎么挂外网
  • hledger: Convert CSV files
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  • 手机ⅴpn免费破解版下载
  • Payment matching done right
  • "Full-fledged hledger" tutorial
  • "Hledger Flow" tutorial/slideshow
  • 手机怎么挂梯子上外网

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  • ledger-mode: C-c C-r
  • How to use ledger(1) to reconcile your chequebook with your bank statement
  • How to use ledger(1) to reconcile your payments with your payment processor

reporting

  • example queries for Beancount
  • hledger Cookbook: Rewrite account names
  • Report Scripts for Ledger CLI with Gnuplot
  • Full-fledged hledger tutorial
  • Ledger Practices: Reporting Special Events Separately From Regular Spending
  • Program your Finances: Reporting for Fun and Profit
  • Pete Keen: A Robust Reporting System for Ledger 2012

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Budget reporting with periodic transactions:

  • Ledger: Budgeting
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  • hledger: Budgeting and forecasting
  • reddit: simple year budget

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  • Michael Walker: I Need A Budget
  • Simon Michael: envelope budgeting example

Envelope budgeting with auto postings:

  • bsilvereagle: Envelope Budgeting with ledger
  • Program Your Finances: Envelope Budgeting
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Envelope budgeting with auto postings, org & babel:

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  • Alan Schmitt: Using Org for Ledger Reports and Budget

forecasting

  • Ledger: Forecasting

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multiple currencies

  • Peter Selinger: Tutorial on multiple currency accounting
  • ledger-currencies tutorial
  • Understanding the valuation function and the market function

trip expenses

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  • Beancount: Sharing Expenses in Beancount
  • Keeping (financial) score with Ledger
  • Program Your Finances: Automated Transactions
  • How to keep control of shared expenses inside marriage?
  • How to use ledger(1) to split shared expenses
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taxes

  • How to use ledger(1) to track US income taxes
  • Another Ledger user's perspective 2015

time tracking

  • 手机怎么挂npv
  • hledger: Timeclock files
  • hledger: Timedot files
  • Timetracking and billing with (h)ledger
  • time tracking tools
  • reddit: Ledger CLI time tracking and transaction account linking

inventory tracking

  • Beancount: Inventory Booking, discussion
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手机挂npv加速软件

  • Non-Profit Accounting With Ledger CLI, A Tutorial

exporting

  • 手机vp免费
  • hledger: Output format
  • Beancount: Exporting Your Portfolio

customising

  • Ledger Practices: Create a .ledgerrc

API access

  • Ledger: Extending with Python
  • Ledger Python 3 Support Python
  • ledgerhelpers Python
  • hledger-lib, hledger, an example
  • 苹果手机怎么挂npv
  • node-hledger JavaScript

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